I need to streamline my small business in order to keep it operating. I've been losing money for about a year now and I'm trying to survive until the economy picks up again. My brother suggested I close down my internal payroll department and outsource it to another company. Apparently I can have a considerable amount of money by doing this,and it can buy me more time. How reliable are the companies that provide payroll services to small businesses? I really need to set this up by next week,so I would appreciate any suggestions the forum has to help me solve my financial issues.